Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.

Any close family member can be included in the loan application as a co-applicant.

Through our partners we can offers loan tenures between 1 year to 25 years. If you opt for a longer tenure, you can get the advantage of a lower EMI each month.

A loan against property (LAP) / property loan / mortgage loan is just a secured loan, wherein we as the financial institution keep the property papers as a security until the loan is repaid.

Yes. Your Credit score relies on multiple factors, such as payment history of credit instruments, all current and previous loans/credit cards, number of outstanding loans/credit cards and card utilization ratio. A change in any of these above-mentioned factors can bring about a positive/negative change in your Credit score. In this way, minimal noticeable factors, for example, late payment of installments and maximizing your credit limits, as well as more noticeable factors that include a home loan, vehicle loan or a consumer loan can also change your credit score.