Working capital is the money a business needs for its day-to-day operations such as paying salaries, buying raw materials, or covering short-term expenses. Without enough working capital, businesses may struggle to run smoothly.
With Anthony Associates Working Capital Loans, you can easily meet your short-term financial
needs and keep your business operations running seamlessly.
The loan amount depends on your business needs, experience, and repayment capacity. Each loan is customised to fit your requirements.
Interest rates are competitive and designed as per the borrower’s profile.
You may or may not need collateral. Accepted collateral can include property, securities, gold, or investments. For unsecured loans, eligibility depends on your credit score, tax returns, and financial history.
Repayment is structured to match your business cash flow, making it easy to manage.
Borrowers must be between 21 and 65 years old to apply
A small processing fee is charged, which may vary depending on the loan amount and lender policy.
Working capital = Current Assets – Current Liabilities. It shows how much money your business has to cover day-to-day expenses.
Pros: Quick funding, minimal collateral, flexible usage, and easier eligibility.
Cons: Higher interest rates, shorter repayment period, and lower loan amounts compared to longterm business loans.
You can borrow a lump sum or a line of credit for short-term needs. Repayments are usually between 6 to 24 months. In some cases, lenders may require weekly or daily payments.
• Overdraft Facility – Withdraw beyond your account balance to manage sudden needs.
• Cash Credit – A short-term loan secured against inventory or receivables.
• Trade Credit – Buy goods/services on credit and pay later.
• Short-Term Loans – Quick, unsecured loans with repayment of 1–3 years.
• Invoice Financing – Get funds against unpaid customer invoices for immediate cash flow
